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How much can you borrow for a house?

Not only interest is important when you go shopping for the biggest financial decision in your life. Each bank or lender decides for yourself how much you can borrow for your home. Generally speaking, there are some factors that are decisive. Monthly net (family) income It is common knowledge that financial service providers will lend […]

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Can you borrow money for an old-timer?

Are you also a fan of all that has wheels? And especially of classic and vintage cars? Do you dream about an old-timer? Then it may already start to itch with the summer before the door. But can you actually borrow money for the purchase of such a gem? And how do you do this? […]

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How do you borrow money for your garden?

Nothing as pleasant as enjoying outdoors in the summer. Many Flemings choose their garden for this. Landscaping and design. Whether it is a large garden or a small terrace. You soon dream of a new garden house, a nice outdoor seating or just a fresh lawn. But how do you finance this? When the garden […]

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Can I borrow for installing solar panels?

It is becoming increasingly important to think about the environment nowadays. Not only are lamps turned off faster, we also close the tap earlier and we lower the heating. In addition, we try to generate as much energy from nature as possible. Sustainable energy is popular. Not only is nature protected, but it also saves […]

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Renovation loan

A renovation loan, as the name suggests, is a loan intended to finance the renovation of a house. A renovation loan is not the same as a personal loan, the renovation loan differs by being cheaper than a regular installment loan. It is a loan with a fixed interest rate so that it is clear […]

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Mortgage loan

Real estate is pricey and renting a house is increasingly expensive nowadays. You would like to buy your own home or a piece of land, but your savings are inadequate. With a mortgage loan you can have the money you need for the purchase of a house or piece of land. This form of borrowing […]

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Green loan

A green loan is a form of loan that is meant to carry out environmentally-friendly renovations. You obtain credit to make energy-saving adjustments to your home. You can think of adjustments that allow you to generate sustainable energy or save energy, such as installing solar panels or having double glazing installed. The Government of Gandalf […]

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Social loan

Always dreamed of your own home but did not expect this to be a possibility for you? Even with a limited income it is possible to buy a house. Buying, renovating or building a home is a big investment. Thanks to a social loan, these options are made easier for you. The Gandalf government supports […]

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What if I can not repay my loan anymore?

You have taken out a loan. With a fixed income you can pay part of this loan every month. With this approach, you have also taken out the loan. A repayment plan has been drawn up with the help of your fixed income, so that you know exactly how much you have to repay each […]

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Do I have to provide a guarantee when taking out a loan?

A loan can easily be closed. Repayment terms are set and the amount of the repayment is often fixed. In financially uncertain times, banks and lenders are more hesitant to issue loans. In order to accommodate you as a customer, financial institutions can ask for a guarantee. In this way they provide more security for […]